Banking System
Store your money safely and earn daily interest.
How Banking Works
Your bank account is separate from your wallet and keeps your money safe from robberies. You earn interest daily on money in your bank.
Safety Features
- Protected from robbing - Money in your bank cannot be stolen by other players
- Daily interest - Earn money automatically every day at 11:00 UTC
Interest Rates
Interest is calculated based on your bank balance:
- Up to $5B: 10% daily interest
- $5B - $50B: 9% daily interest
- $50B - $500B: 8% daily interest
- $500B - $2T: 7% daily interest
- $2T - $10T: 6% daily interest
- $10T - $50T: 5% daily interest
- $50T+: 4% daily interest
Maximum daily interest: $15 Trillion per day
Bank Tax
Large bank accounts may be taxed periodically: - Tax rate: 5% of bank balance - Purpose: Funds the community lottery system
Inactive users (2+ days without activity) face a 2% tax on wallet balance. Unlike the bank tax, this money is burned — permanently removed from the economy rather than paid back out through the lottery.
Bank Vault Sizes
You can upgrade your bank vault capacity through /shop:
| Vault Tier | Capacity | Price |
|---|---|---|
| Basic Bank Account | $1B | Free (default) |
| Bronze Vault | $5B | $500M |
| Silver Vault | $25B | $2.5B |
| Gold Vault | $100B | $12.5B |
| Platinum Vault | $500B | $75B |
| Diamond Vault | $2T | $400B |
| Emerald Vault | $5T | $1.25T |
| Ruby Vault | $10T | $3T |
| Sapphire Vault | $20T | $7.5T |
| Obsidian Fortress | $35T | $15T |
| Celestial Treasury | $50T | $25T |
Commands
Basic Banking
/deposit <amount>- Put money in your bank (minimum $100)/withdraw <amount>- Take money out of your bank (minimum $100)/balance- Check your wallet and bank balance
Special Keywords
max- Deposit/withdraw maximum possible amounthalf- Deposit/withdraw half of available moneyk/m/bsuffixes supported (e.g., "100m" = $100,000,000)
Other Commands
/shop- Buy bank vault upgrades/transactions- View your banking history
Tips
- Keep money in bank - Earn interest and stay safe from robberies
- Upgrade your vault - Bigger vaults let you store more money
- Check daily - Interest is paid at 11:00 UTC every day
- Plan ahead - If your bank is full, interest goes to your wallet instead